Protect your loved ones at minimal cost.

Give Your Family Maximum Financial Protection
You could spend all day gazing into a crystal ball, examining your tea leaves and reading your horoscope but the fact is, you have no way of knowing what the future has in store for you.

You could live to age 100. Or you could have a fatal accident tomorrow. Why leave everything to chance when you can so easily see to it that your family are well provided for should the worst happen to you?

With AIA Prestige Term, you can give your family the financial protection they need at minimal cost. This financial cushion can help your loved ones maintain their current Lifestyle, clear any loans and pay for education costs.

Protection Tailored To Suit Your Needs
AIA Prestige Term has been specially designed to meet your need for substantial protection, with coverage starting from $50,000.

Life Protection
In the unfortunate event of death, your loved ones will receive the coverage amount in one lump sum.

Total And Permanent Disability Protection
By opting to include total and permanent disability protection, upon total and permanent disability occurring before age 65, you will receive a lump sum equivalent to 100% of the coverage amount.

Extra Protection For Accidents, Disability, Hospitalisation and Unemployment
You can further enhance your coverage with a wide range of additional benefits, including protection for accidental death, disability, hospitalisation and protection for the premium payments on your AIA Prestige Term plan if you are unemployed.

Protection For Your Assets
In the event of death, the money from your AIA Prestige Term plan could be used by your beneficiaries to help pay estate duties and other pressing bills, preventing a forced sale of your home or other valuable assets^#.

Guaranteed Renewable To Age 70
AIA Prestige Term comes with a 5-year term^*. After 5 years, you have the guaranteed option to renew your plan for another 5 years, at the premium rate^** applicable to your attained age at the time of renewal. In fact, you can continue to renew your plan for coverage up till age 75, regardless of any change in your state of health!

Guaranteed Convertibility
Because we understand you have changing financial needs, AIA Prestige Term also gives you the option to convert your plan to a regular premium whole life or endowment plan, without the need for a medical examination. 

Act Now!
To secure maximum protection for the future, contact your AIA Financial Services Consultant today. You can also call our Customer Care Hotline on 1800 248 8000.

How's your financial health?
Take the AIA Financial Health Check today!

Notes:
^# If you are domiciled or resident in Singapore at the time of death, please note that estate duty may be payable on your life insurance policy proceeds. Hence, in the event of death, the proceeds from your AIA Prestige Term plan may be subject to estate duty. Please note that estate duty may be required to be paid before the policy proceeds are paid to the beneficiary.
^*AIA Prestige Term is a term plan with no cash value upon termination.
^**AIA guarantees that the premium will remain unchanged during each policy term of 5 years. Renewal premium rates will be at AIA's current rate schedules and will be guaranteed for each subsequent 5-year term.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This is not a contract of insurance. The precise terms and conditions of this plan are specified in the policy contract.